Risks we cover - Disability Benefits

Hauteville covers Disability benefits as commonly designated by “Long Term Disability” :

However the waiting period can be as short as 30 days with a maximum of 1 year

Benefits are paid by means of monthly instalments for a maximum period of 2 years when the covered person is unable to perform his own occupation (as defined by his occupation at the time disability started)

Thereafter, if the covered person is still unable to perform any occupation in relation to his education, skills and experience, he is eligible to disability benefits until the maximum age of the policy

COLA (Cost of Living Adjustement) rider may be included

WLP (Waiver of Life Premium) rider may be included

Wording can be modified for specific markets

Contradictory medical expertises are organized to assess eligibility to disability benefits. Standard exclusions apply but passive war is covered

News

01.

01-Jul-2011

The new registered adress Effective 1st of July 2011, the Registered address becomes: Hauteville Insuran..